What you can expect from this site, what we ask of you, and the disclosures that come with working with a licensed loan officer.
These Terms and Conditions ("Terms") govern your use of momopromo.ai and www.momopromo.ai, including our landing pages, webinar registrations, scheduling widgets, and chat tools (together, the "Site"). The Site is operated by MomoPromo LLC ("MomoPromo," "we," "us") of Phoenix, Arizona. By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.
Morgan Kellar is a licensed Arizona Mortgage Loan Originator, NMLS #1708385, originating loans through Equity Smart Home Loans, NMLS #856170. You can verify licensing at NMLS Consumer Access. MomoPromo LLC also provides marketing and pipeline management services to real estate professionals; those services are separate from mortgage loan origination.
Equal Housing Opportunity. We do business in accordance with federal fair lending laws, including the Fair Housing Act and the Equal Credit Opportunity Act.
Nothing on this Site is an offer to lend, a loan approval, or a commitment to extend credit. All mortgage content, including webinar material, is educational and general in nature. Loan approval requires a completed application, credit review, and underwriting through Equity Smart Home Loans. Rates, programs, and terms change without notice and are subject to qualification. Not all applicants will qualify.
Content on this Site is not financial, legal, or tax advice. For advice about your specific situation, consult the appropriate licensed professional.
When you submit a form, register for a webinar, or book a call through the Site, you consent to receive calls, text messages, and emails from MomoPromo LLC and Morgan Kellar at the contact information you provide, including through automated technology, regarding your inquiry. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply and message frequency varies. Reply STOP to any text to opt out, reply HELP for help, or email momo.kellar@gmail.com to withdraw consent at any time. See our Privacy Policy for full details on how we handle your information.
Webinar registrations, appointment booking, and chat on this Site are powered by HighLevel Inc. (LeadConnector), our CRM platform. By using those tools you also interact with that platform, and the information you submit is processed as described in our Privacy Policy. Webinar dates, content, and availability may change, and we may record webinars for replay purposes. Registering for a free webinar creates no obligation on your part and no client relationship on ours.
MomoPromo's pipeline management and marketing services for real estate professionals are governed by individually signed service agreements, not by these Terms. If anything here conflicts with your signed agreement, the signed agreement wins.
You agree not to misuse the Site: no scraping, no attempting to breach security, no submitting false information, no using the Site for anything unlawful, and no infringing anyone's rights.
The Site's content, including text, graphics, logos, and the Momo cat mascot, belongs to MomoPromo LLC or its licensors. You may view and share links to the Site, but you may not copy, republish, or use our content commercially without written permission.
The Site links to third-party websites, such as NMLS Consumer Access, Equity Smart Home Loans, and scheduling pages. We don't control those sites and aren't responsible for their content or privacy practices.
The Site is provided "as is" and "as available." We work hard to keep information accurate and current, but we make no warranties, express or implied, about the Site's completeness, accuracy, reliability, or availability. Market data, rates, and program details can become outdated quickly.
To the fullest extent permitted by law, MomoPromo LLC and Morgan Kellar are not liable for indirect, incidental, consequential, or punitive damages arising from your use of the Site. Our total liability related to the Site will not exceed one hundred dollars ($100). Nothing in these Terms limits liability that cannot be limited under applicable law, and nothing here waives any rights you have under federal or state consumer protection or fair lending laws.
You agree to hold MomoPromo LLC harmless from claims arising out of your misuse of the Site or your violation of these Terms.
These Terms are governed by the laws of the State of Arizona, without regard to conflict of law rules. Any dispute related to the Site will be resolved in the state or federal courts located in Maricopa County, Arizona.
We may update these Terms from time to time. When we do, we'll update the effective date at the top of this page. Your continued use of the Site after changes means you accept the updated Terms.
Questions about these Terms? We're happy to help.
MomoPromo LLC · Phoenix, AZ
Email: momo.kellar@gmail.com
Morgan Kellar, NMLS #1708385 · Equity Smart Home Loans, NMLS #856170